What documentation is required to apply for an agricultural loan or crop insurance?

To apply for an agricultural loan or crop insurance, farmers need to provide several key documents. Common requirements include:

1. Identity Proof: Aadhaar card, PAN card, or voter ID.
2. Address Proof: Utility bills or other official documents.
3. Land Ownership Documents: Khasra papers or land registration certificates.
4. Bank Account Details: For disbursal and premium payments.
5. Crop Details: Information on the type of crops cultivated and expected yields.

For crop insurance specifically, additional documents may include a completed application form, sowing declaration, and any relevant agreements if applicable. Fintech companies like RUGR facilitate these processes through mobile banking in rural Bharat, making documentation submission more accessible for farmers.