Merchant cash advance meaning: a merchant cash advance (MCA) is a flexible form of UK business finance where you receive an upfront lump sum and repay it as a small, agreed percentage of your future debit and credit card sales. Unlike a traditional bank loan, repayments rise and fall in line with your turnover — busy days repay more, quieter days repay less. There's no fixed monthly instalment, no charge over your home, and no need to provide commercial property as security.

Alternatives To Merchant Cash Advance